Frequently Asked Questions
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Nick Mason, Loan Officer at NEXA Lending. NMLS #81156. Call (704) 902-0097.
Nick Mason is a Loan Officer at NEXA Lending (NMLS #81156). Expert mortgage loan originator in North Carolina, Tennessee, and Virginia helping first-time buyers, refinancing, and home purchases. Licensed #81156.
Nick Mason is licensed to provide mortgage services in North Carolina, Tennessee, and Virginia.
Nick Mason offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in North Carolina, Tennessee, and Virginia. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (704) 902-0097 and email nmason@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Nick Mason's NMLS license number is 81156. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Nick Mason will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.